FOR IMMEDIATE RELEASE

REISTERSTOWN, MD — 9/30/2026 — HFS Home Improvement Loans (HFS) today announced that it has been named an Official Premier Gold Member of the North American Deck and Railing Association (NADRA), expanding access to customer financing and sales resources for deck and railing professionals across North America.

NADRA members will have access to HFS financing solutions designed specifically for home improvement projects, along with training, education, marketing support and sales resources to help contractors make financing a more natural part of the customer conversation.

“Financing should make it easier for homeowners to move forward, not more complicated,” said Larry Collins, President and Founder of HFS Home Improvement Loans. “Our job is to help contractors offer simple, flexible payment options that create confidence, preserve projects and help more customers say yes. We’re proud to be a Gold Premier Member of NADRA and bring those resources to professionals across the deck and railing industry.”

For deck and railing contractors, project cost can have a direct impact on whether a homeowner moves forward, reduces the scope of a project or delays it altogether. Financing gives contractors another way to address affordability without immediately compromising the project the customer wants.

HFS connects homeowners with financing options that include:

  • 100% upfront customer funding to $450,000
  • Terms to 30 years
  • No contractor or dealer fees
  • Soft credit inquiry with no impact to the homeowner’s credit score

HFS’s contractor program is designed to help contractors introduce financing early in the sales process, rather than waiting until price becomes an objection. Training and sales resources give contractor teams practical ways to talk about payment options without requiring them to become financing experts.

Contractors can share their HFS link with a homeowner, who can pre-qualify through a soft credit inquiry and review available options. Once the loan process is completed, funding goes directly to the customer, allowing the contractor and homeowner to move the project forward.

“Financing isn’t just about how someone pays for a project,” Collins added. “When it’s introduced the right way, it can help contractors protect project scope, sell larger projects and give homeowners more ways to make the project they want possible.”

Learn More

NADRA members and other contractors can learn more about how HFS financing works and the resources available to contractor partners at HFS Contractor Financing. Registration takes five to ten minutes and requires only essential business information.

Contractors ready to join the HFS network can apply here.

About HFS Home Improvement Loans, a proud member of NADRA.org

HFS Home Improvement Loans is a contractor financing partner that helps home improvement professionals give their customers more ways to pay for the projects they want. HFS provides financing solutions, tools and support that help contractors incorporate financing into their sales process and give homeowners flexible payment options.

For more information, visit HFS Home Improvement Loans.

About NADRA

The North American Deck and Railing Association (NADRA) is the voice of the deck and railing industry. NADRA provides a unified source for the professional development, promotion, growth and sustenance of the deck and railing building industry in North America so that members can exceed the expectations of their customers.

For more information, visit NADRA.